mobapay Terms and Conditions

Introduction

These Terms and Conditions govern your access to and use of the mobapay platform, including all games, financial services, and related features available at mobapay.club. They form a binding agreement between you and mobapay. If you do not agree to any part of these terms, you must not use the platform. We encourage all players in the Philippines to read this document in full before creating an account or making any transaction. mobapay reserves the right to enforce these terms at all times and to update them as necessary to reflect changes in applicable law or platform operations.

1. Eligibility

To use mobapay, you must be at least 21 years of age, as required under applicable Philippine law for participation in casino-style entertainment activities. By registering, you confirm that you meet this age requirement and that you are legally permitted to participate in such entertainment in your jurisdiction. mobapay reserves the right to request age verification documents at any time. Accounts found to belong to underage users will be suspended immediately and any remaining balance handled in accordance with applicable regulations. It is your responsibility to ensure that online entertainment of this nature is lawful in your location before registering.

• You must be 21 years of age or older.
• You must be physically located in a jurisdiction where such activity is permitted.
• You may only hold one account per person on the platform.
• Employees, directors, and immediate family members of mobapay are not eligible to participate.

2. Account Registration

When you register on mobapay, you are required to provide accurate, complete, and up-to-date personal information. Providing false details — including a name, date of birth, or contact information that does not match your valid government-issued ID — is a violation of these terms and may result in immediate account closure. You aresolely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. If you suspect unauthorised access to your account, you must contact our support team right away. mobapay will not be liable for any loss resulting from your failure to keep your login details secure. We strongly recommend enabling any available two-step verification features and using a unique, strong password that you do not use on other platforms.

• Each player is limited to one registered account only.
• Duplicate accounts may be closed without prior notice and balances may be forfeited.
• You must notify mobapay promptly if any of your personal details change.
• Account sharing with another person is strictly prohibited.

3. Acceptable Use

You agree to use the mobapay platform solely for lawful personal entertainment purposes. Any attempt to manipulate game outcomes, exploit software vulnerabilities, use automated bots or scripts, or engage in any form of fraudulent activity is strictly forbidden and will result in permanent account suspension. Collusion between players, match-fixing, or any coordinated effort to gain an unfair advantage over other users or the platform is also prohibited. mobapay monitors activity on the platform and reserves the right to void winnings and close accounts where suspicious behaviour is detected. We also prohibit the use of the platform for money laundering or any activity that violates Philippine anti-money laundering regulations. Players are expected to treat support staff and other users with respect at all times; abusive or threatening behaviour will not be tolerated.

4. Deposits & Withdrawals

All financial transactions on mobapay are processed in Philippine pesos (PHP). Deposits are generally credited to your account promptly, though processing times may vary depending on your chosen payment method. Withdrawals are subject to identity verification and may require you to submit supporting documents before funds are released. mobapay reserves the right to delay or decline withdrawal requests where there are reasonable grounds to suspect fraudulent activity or where the account has not satisfied all applicable verification requirements. Winnings derived from bonus funds may be subject to additional wagering conditions, which will be communicated clearly at the time the bonus is offered. For a full list of accepted payment channels and processing times, please visit the Payment page.

• You may only deposit and withdraw using payment methods registered in your own name.
• Minimum and maximum transaction limits apply and are detailed on the Payment page.
• mobapay is not responsible for delays caused by third-party payment providers.

5. Responsible Gaming

mobapay is committed to providing a safe and enjoyable entertainment environment for all players in the Philippines. We offer tools such as deposit limits, session reminders, and self-exclusion options to help players stay in control of their activity on the platform. If you feel that your gaming habits are becoming harmful to you or others, we strongly encourage you to use these tools or to reach out to our support team for assistance. Players who self-exclude will have their accounts restricted in line with their chosen exclusion period, and re-opening such accounts before the period ends is not permitted. Full details of our responsible gaming commitments and the tools available to you can be found on the Responsible Gaming page. We take player well-being seriously and cooperate with relevant Philippine regulatory bodies on all matters relating to player protection.

6. Intellectual Property

All content on the mobapay platform — including but not limited to logos, graphics, game interfaces, text, software, and design elements — is the property of mobapay or its licensed content providers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the platform without prior written permission. Unauthorised use of platform content may result in legal action. The mobapay brand name and logo may not be used in any context outside the platform without explicit written consent from our team. Nothing in these terms grants you any ownership rights over any platform content.

7. Limitation of Liability

mobapay provides its platform on an "as available" basis and does not guarantee uninterrupted access at all times. While we make every effort to maintain platform stability, we shall not be liable for any losses — including loss of winnings, data, or profits — arising from technical outages, maintenance periods, or circumstances beyond our reasonable control. Our total liability to you for any claim arising from your use of the platform shall not exceed the amount deposited by you in the 30 days preceding the event giving rise to the claim. Nothing in these terms limits our liability for fraud, death, or personal injury caused by our negligence. Players are encouraged to review the FAQ page for guidance on common platform issues and how to report them.

8. Changes to These Terms

mobapay reserves the right to update or amend these Terms and Conditions at any time. When changes are made, we will revise the "Last updated" date at the top of this page. Continued use of the platform after any changes have been posted constitutes your acceptance of the revised terms. We recommend that you review this page periodically to stay informed of any updates. If you disagree with a material change, you should stop using the platform and contact our support team to discuss your account. For any questions about these terms, please refer to the FAQ page or reach out to our support team directly.